Compare & Save — Tools to Help You Pay Off Faster
Sometimes the quickest way to pay off debt faster isn’t just about paying more — it’s about paying less interest in the first place. Below you’ll find a hand-picked selection of UK apps, cards and tools that could help you save money, earn a little extra and chip away at your debt more effectively.
Everything listed here is free to join or use. Some links are affiliate links, which means we may earn a small commission if you sign up — at no extra cost to you. We only recommend things we’d genuinely suggest to a friend.
Cashback Apps — Get Paid for Shopping You’re Already Doing
These apps give you cashback on everyday spending at hundreds of UK retailers. It won’t make you rich, but every bit you earn can go straight toward your debt.
TopCashback One of the UK’s most popular cashback sites with thousands of retailers. Free to join and genuinely pays out. ⭐ Best for: Everyday shopping, big purchases and bills 👉 Add your Awin affiliate link here when ready
Quidco Another well established cashback site with a huge range of retailers and regular bonus offers. ⭐ Best for: Regular online shoppers 👉 Add your Awin affiliate link here when ready
Balance Transfer Cards — Move Your Debt to 0% Interest
If you’re paying interest on a credit card every month, a balance transfer card lets you move that debt to a new card at 0% interest for a set period. That means every payment you make goes toward clearing the actual debt — not lining the bank’s pockets.
Things to check before applying:
- How long the 0% period lasts
- Whether there’s a balance transfer fee
- That you can realistically clear the balance before the 0% period ends
👉 We recommend checking MoneySavingExpert.com for the latest best buys on balance transfer cards as these change regularly.
Free Debt Help
If your debt feels unmanageable, please know that free, confidential help is available in the UK:
StepChange Debt Charity — stepchange.org
National Debtline — nationaldebtline.org
Money and Pensions Service — moneyhelper.org.uk
You don’t have to figure it out alone.
All recommendations on this page are our own. We are not a financial adviser.
Please read our full disclaimer before making any financial decisions.
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